Motor Insurance
Motor Insurance
National Insurance Company Limited (NIC) offers a wide range of motor insurance policies in India, including both mandatory third-party liability coverage and comprehensive plans that protect against own damage, theft, fire, and natural disasters. These policies are widely used for cars, two-wheelers, and commercial vehicles, with benefits like cashless claim settlement across thousands of garages.
Types of Motor Insurance Policies by National Insurance
Third-Party Liability Policy
- Mandatory under Motor Vehicles Act
- Covers injury/death & property damage
- Affordable from ₹2,094/year
Comprehensive Insurance
- Third-party + own damage cover
- Accidents, theft, fire & disasters
- Add-ons: Zero Dep, RSA, accessories
Two-Wheeler Insurance
- Third-party & comprehensive plans
- Covers bikes & scooters
- Theft & accident protection
Commercial Vehicle Insurance
- For trucks, buses & taxis
- Liability & own damage cover
- Passenger risk included
Key Features & Benefits
Cashless claim settlement at over 3,100+ garages across India
Quick reimbursement within 7 working days for non-cashless claims
Discounts available for No Claim Bonus (NCB) and anti-theft devices
